My coverage

A loan is a long-term project and entirely your responsibility. My coverage offers you a safe support, whether a bank requires insurance as a condition for the loan approval, or it is your decision to protect your family against any debts.

The insurance is intended for all people who are repaying loans, with one of the partner banks. Check with your bank if policy of Societe Generale insurance is accepted. If your loan is secured, this means that, in case of unwanted life circumstances, we take over the entire remaining debt. The bank collects the debt from us and releases the mortgage for the apartment that remains the property of the inheritor.

My coverage provides complete security and relieves you of the fear of leaving your loved ones in debt because the family remains financially protected.

Characteristics and benefits

Insurance Characteristics

  • The possibility of a monthly or an annual premium payment.
  • The insurance duration from 1 to 30 years
  • The period of  insurance contract from the age of 18 to the age of 74
  • Insurance expires with the age of 75
  • The amount of the sum insured is equal to the amount of the remaining loan debt
  • For the sum insured up to 55,000 Euros, a medical examination is not required
  • A fixed amount of the premium during the insurance contract

Insurance Benefits

  • Large coverage with a small premium
  • Financial security for the family
  • Complies with the life insurance that banks require as basic or additional security with loans

Insurance terms
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A fast and simple realization of the entire process of the contract approval carried out at one place.

Discover your offer?

Select the period and the amount of the premium you wish to pay for your policy in our application and you will be able to calculate the exact sum insured.

Find out more

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Frequently asked questions

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Potvrđujem da ovim putem ne zaključujem Ugovor o osiguranju i da podatke svojevoljno dostavljam isključivo u svrhu mogućeg pribavljanja informativne i neobavezujuće ponude za zaključenje ugovora o osiguranju i to prema podacima koje dostavim Societe Generale Osiguranje a.d.o. Beograd (u daljem tekstu: Osiguranje). U slučaju da popunjeni podaci nisu istiniti, odnosno da iz drugih razloga ili na osnovu volje Osiguravača nije moguće zaključiti ugovor o osiguranju prema ovoj ponudi, Osiguravač neće snositi odgovornost.

Svi podaci koje korisnik Aplikacije dostavi Osiguranju radi izrade informativne ponude su dostavljeni na osnovu njegove slobodne volje, a pristanak da Osiguranje obrađuje te podatke je dat konkludentnom radnjom*, odnosno, samim činom dostavljanja podataka od strane korisnika Aplikacije čime je data saglasnost Osiguranju da iste obradi u svrhu dostavljanja informative ponude osiguranja.

Osiguranje će prilikom obrade podataka postupati u skladu sa Zakonom o zaštiti podataka o ličnosti.

*Konkludentna radnja je radnja, odnosno odgovarajuće postupanje, kojim je jasno, nedvosmisleno i sa sigurnošću iskazan pristanak lica povodom određenog posla. U konkretnom slučaju popunjavanjem ličnih podataka korisnik Aplikacije nesumnjivo daje saglasnost da Osiguranje te podatke koristi, jer u surotnom neće popuniti podatke i dostaviti ih Osiguranju putem Aplikacije.